Otherwise, an ignorant young woman like me would do not be able learn anything. The ring is to encourage wise spending habits, and to discourage racking up a Fingerhut credit account so spets . give everybody in your family (and yourself) a cool Christmas gift. http://engineeringcellbiology.org/__media__/js/netsoltrademark.php?d=Rtistrees.com%2Fgroups%2Fseven-guidelines-for-discussing-about-sensitive-subjects-with-children%2F